I appreciate Dave's directness, hard-working ethic and innovative approach to solving business problems... His ability to see problems clearly is second only to his tenacity and need to learn all the facts... I find his commitment to clients exceptional...

Frank Lovis, Chairman
Freson Bros. IGA Markets
Stony Plain

I've know Dave for over 40 years. He is hard working, diligent ... a creative thinker continually conceiving, generating and developing innovative ideas to solve problems... with a genuine interest in the clients he serves.

John Oldring, Managing Director
BMO Nesbitt Burns

Dave came to me at a time when I was reviewing my various shareholder agreements and financial risks.  After working with him for almost a year, I was able to conclude my estate and life insurance plan... now he's working with my legal advisors to ensure that those agreements are consistent with those plans

Cliff Drever, President
Drever Agencies

Dave and I had the privilege to work with each other on a number of client files and I find his work client-focused, trustworthy, professional and valued.

Greg Wood, CA
Personal, frank, open, and honest relationships with our clients

Protecting income and capital from excessive tax,
capital erosion and loss of value

Preserving business capital and estate assets
Submit your request and Dave will make available to you the


He will also be available to answer your questions.
We help our clients manage Financial Risk, Protect Assets and Conserve Capital.

We are a consortium of professional chartered accountants (CPA’s), tax and estate planning
lawyers and corporate life insurance advisors that helps our clients make informed decisions.

Business Succession Issues
Shareholder Agreement Issues
Buy-Sell Agreement Issues
Managing Financial Risk
Dave Horner
Losing business and farm partners to death, disability or disagreements can cost you and your farm, or company, money.  Properly
structured and tax efficient, and insured, succession and estate plans will save the financial lives that farmers, ranchers and business
owners leave behind.

We have been helping our clients protect against financial loss and risk to capital for over 20 years.
We are a respected business consulting and financial services company
that achieves positive results for all of our clients through intelligence and

As a strategic alliance of professional advisors and tax consultants, we
help closely held corporations, their shareholders and families make
informed decisions for keeping their money.

We value the cost of time and money, the efficiency and safekeeping of
capital, and the lives of our clients and those they leave behind.
Our Goal is to help people protect and preserve their current incomes and wealth
for themselves and for generations to come.  Period!
CALL ME (780.563.0078)


Insured Farm/Business Succession and Estate Plans
Insured Shareholder and Partnership Agreements
Business/Personal Life Insurance Brokerage
© 2016 All Rights Reserved (website usageSTATS  |  WM
Division of Dave Horner Ltd.
The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which our Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale.  Details are available on request.